Roof Repair & Storm Response
Dallas-Fort Worth Roof Repair After Hail, Wind and Leaks
A ceiling stain after a spring downpour, shingles in the yard after a wind event, bruises and dents after hail: we find the cause, stop the water and tell you plainly whether you need a repair, an insurance claim or neither. We repair both shingle and metal roofs across the Metroplex.
- 26+ years in business
- Lifetime warranty
- Free written estimates
What should you do in the first 24 hours after roof storm damage?
Stay safe, stop the water from spreading, photograph everything and report the damage to your insurer before anyone removes materials. Then get a temporary dry-in if water is coming inside.
- Stay off the roof, away from downed lines, and out of any room where the ceiling is sagging with water.
- Photograph inside and out before cleanup: hail beside a coin or ruler, dented gutters, AC fins, window screens and vehicles. Adjusters use this collateral damage to gauge a storm.
- Report the loss to your carrier promptly. Your policy sets the deadlines and your duties after a loss.
- Get a temporary dry-in and keep every receipt. Policies generally expect you to protect the home from further damage.
- Do not sign anything on the porch. Read the storm-chaser red flags below first.
How fast can you tarp a roof after a storm?
Active leaks go to the front of our schedule. After a widespread storm we triage by who has water coming in and give you an honest arrival window when you call (469) 569-3956. Our emergency tarps run over the ridge and are fastened through wood battens so the next gust cannot get under them. On metal roofs we seal the failed seam, fastener or flashing directly when it is safe, instead of adding holes for a tarp, and you get photos of the temporary repair for your claim file.
How do I know if hail damaged my roof?
Hail damage is usually invisible from the ground and rarely leaks the same day, so the clues are on the roof and around the yard. Dallas sees roughly 10 to 20 hail events in a typical year, and spring outbreaks such as March 2025 (105 mph straight-line winds in Haltom City, a brief EF1 tornado in Irving) add wind damage to the list. Any of these signs is worth an inspection:
- Shingles: dark spots where granules were knocked loose, soft bruises, cracks, and granules piled at downspout outlets
- Metal roofs: dents in panels, ridge caps and flashing, chipped paint, and loose screws on exposed-fastener panels
- Wind: creased or lifted tabs, missing shingles, peeled ridge caps and loose drip edge
- Around the house: dented gutters and downspouts, damaged AC condenser fins, torn window screens
- Inside: new ceiling stains, damp attic insulation, daylight through the decking
Our inspection report covers each slope with dated photos, hits counted per test square, and a plain answer on whether the damage is functional or cosmetic.
Repair, partial replacement or a new roof?
Repair when the damage is isolated and the roof is otherwise sound. Replace when damage spreads across slopes or the roof is near the end of its Texas life. Here is how we usually call it:
| What we find | Usually the right fix |
|---|---|
| A few missing or creased shingles after wind | Spot repair with matched shingles, hand-sealed and nailed to pattern |
| Leak at a pipe boot, chimney, skylight or wall | New boot or rebuilt flashing; Texas UV and heat crack rubber boots and sealants first |
| Hail bruising across several slopes | Insurance inspection; often a full replacement |
| Shingle roof past 15 years with repeat leaks | Replacement; Texas shingles typically last 15-20 years |
| Exposed-fastener metal roof leaking at screws | Re-fastening with new washered screws |
| Dented standing seam that does not leak | Often cosmetic; check your policy’s cosmetic-damage exclusion |
Can a metal roof be repaired?
Yes, and it is work many DFW roofers will not take on. Metal roof leaks typically trace back to aging screw washers, failed sealant at trims and penetrations, or flashing that was never detailed for thermal movement.
Rubber-washer screws on corrugated and R-panel roofs typically need attention after 10 to 15 years of UV and heat cycling; we replace them with new, oversized washered fasteners. On standing seam roofs we can unseam and replace a single damaged panel, re-detail a leaking trim, or fit a pipe boot made for metal. Dents that still shed water are usually cosmetic, and oil canning (waviness in flat panels) is a trait of the metal, not a leak.
Should you file an insurance claim for roof damage in Texas?
File when the storm damage is real and the fix clearly costs more than your wind/hail deductible. We inspect first so you decide with facts, and we never promise what your carrier will pay.
Texas wind/hail deductibles are usually 1% to 5% of dwelling coverage, with 2% the norm in North Texas. On a $450,000 dwelling, 2% means $9,000 out of pocket, and the statewide average wind/hail deductible is about $7,761. Many hail repairs cost less than that.
What do insurance adjusters look for?
Functional damage that lets water in or shortens the roof’s life, consistent with a specific storm date. We meet your adjuster on site with our photos, measurements and an itemized scope so nothing is missed. Two policy details trip up DFW homeowners: cosmetic-damage exclusions, which can leave dents that do not leak uncovered (metal roofs are the classic case), and actual cash value (ACV) schedules on older roofs. On replacement-cost policies the first check is usually the ACV amount, recoverable depreciation follows once the work is complete, and Texas insurers may ask for proof that the deductible was paid.
How do you spot a storm chaser after a DFW hailstorm?
Watch for pressure, cash and shortcuts. The Texas Attorney General’s office warns about the same red flags after every major storm, and in plain English they are:
- An uninvited knock right after the storm, often from a crew with no local address
- “Leftover materials” from a job down the street
- Pressure to sign today, or a demand for cash or full payment up front
- A request to sign your insurance check over to them
- An offer to waive, rebate or absorb any part of your deductible, which has been a crime in Texas since September 1, 2019 (HB 2102)
- A contract signed at your home without the three-day cancellation notice Texas Business & Commerce Code Chapter 601 requires
The AG’s advice: get more than one written estimate, let your adjuster inspect, check references and BBB history, never pay in full in advance, and report suspected scams to the consumer protection hotline at 800-621-0508. Texas has no state roofing license, so verify what does exist: city registration, a certificate of insurance, the voluntary RCAT license and a real local address. Ours: Fully Insured.
What does roof repair cost in Dallas-Fort Worth (as of 2026)?
There is no honest flat price, because repairs range from resealing one pipe boot to rebuilding a valley. We give you a written, fixed quote after a free inspection. For reference, when a slope or whole roof needs replacing, typical 2026 installed prices run about $5.00-$8.50 per sq ft for architectural shingles and $10-$18 per sq ft for standing seam metal, and the average State Farm Texas hail claim in 2025 was about $15,000. What moves a repair price:
- Roof pitch, height and access
- Matching discontinued shingles or older panel colors
- Rotted decking found under the damage
- Emergency or after-hours response
Repair now, or replace with something tougher?
Repair when the roof is young and the damage is contained. Replace when hail keeps coming back for the same roof. If you are replacing, Class 4 asphalt shingles are the budget upgrade and standing seam metal is the long-term answer; compare every option on our roofing hub. We also check hail-dented gutters and wind-loosened soffit and fascia, and new work carries the coverage on our warranty page.
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Roof repair and storm damage FAQ
How much does roof repair cost in Dallas?
It depends on scope, so we quote in writing after a free inspection instead of guessing. Small boot or shingle repairs cost far less than slope-level work, which approaches 2026 replacement pricing of about $5.00-$8.50 per sq ft for architectural shingles. Compare any repair price with your wind/hail deductible before filing.
How do I know if my roof has hail damage?
Look for granules piled at downspouts, dented gutters, damaged AC fins and torn window screens. On the roof, hail leaves dark bruises on shingles and dents or chipped paint on metal. Most of it cannot be seen from the ground, so a documented inspection is the reliable answer.
Will insurance cover hail damage to my roof in Texas?
Often, when the damage is functional and exceeds your deductible, but your policy decides. Watch for cosmetic-damage exclusions, common on metal roofs, and actual cash value schedules on older roofs. We document the damage and meet your adjuster, but no contractor can promise a claim outcome.
Can a metal roof be repaired?
Yes. We replace aging screws and washers on exposed-fastener panels, reseal and re-detail trims and flashings, and replace individual standing seam panels. Dents that do not leak are often cosmetic, so we tell you whether a repair is necessary or simply a choice.
How long do I have to file a hail claim in Texas?
Your policy sets the deadline, and many carriers write tight reporting windows for wind and hail. Read the claim-reporting and duties-after-loss sections and report damage promptly; waiting makes it harder to tie the damage to a specific storm date.
Is it legal for a roofer to waive my deductible in Texas?
No. Since September 1, 2019 (HB 2102), a contractor who pays, waives, rebates or absorbs a homeowner’s deductible commits a Class B misdemeanor, punishable by up to a $2,000 fine and 180 days in jail. Any roofer who offers it is breaking the law.
Get Your Free In-Home Estimate
Tell us about your project and a Texas Metal Panels specialist will call you back within one business day. No pressure, no obligation.
Or text a photo of your roof to (469) 569-3956
Prefer to talk now? Call (469) 569-3956. Fully Insured.
Sources
Facts, figures and rules on this page come from these references (checked October 2026):
- Texas Legislature bill analysis of HB 2102 (86th Legislature, 2019) — the Class B misdemeanor for waiving, rebating or absorbing a deductible
- Texas Department of Insurance: new state law cracks down on roof scams — the deductible-waiver ban and its penalties of up to $2,000 and six months in jail
- Texas Business and Commerce Code Chapter 601, cancellation of certain consumer transactions — the three-business-day right to cancel a sale made at your home
- United Policyholders: Texas peak hail season and the wind and hail deductible (2026) — deductibles of 1% to 5% of dwelling coverage, with 2% the norm in North Texas
- Texas Office of Public Insurance Counsel: ACV vs. RCV — how actual cash value roof settlements work
- Texas Department of Insurance Commissioner’s Bulletin B-0030-98 — the cosmetic hail-damage roof exclusion and the functional damage it still covers
Leak, hail or wind damage? Get an honest answer first.
Call (469) 569-3956 for active leaks, or book a free inspection and photo report online.